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425 Harbor Dr, Key Biscayne, FL 33149

3D TOUR

$7,450,000

· $1,632/sqft · Est. $49,335/mo

7 bd · 7 ba + 2 half · 4,565 sqft · 0.21 acres (9,258 sqft) · 504 days on market · MLS# A12034564

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Seller's Disclosure

Property Survey

Floor Plan

Comparative Market Analysis

About 425 Harbor Dr, Key Biscayne, FL 33149

Listing details for 425 Harbor Dr, Key Biscayne, FL 33149: Discover this striking contemporary residence, perfectly positioned on an oversized 9,258 SF lot on Harbor Drive, one of Key Biscayne’s most elegant and prestigious streets. Built in 2020, this architectural masterpiece offers 6 bedrooms plus a private office, 7 full baths, and 2 powder rooms across 4,565 SF of beautifully designed living space. Filled with natural light, the home showcases expansive open living areas, impressive volume throughout, and a sleek custom kitchen featuring bespoke cabinetry and top-of-the-line finishes. An elevator provides seamless access to all three levels, culminating in a spectacular rooftop terrace with captivating island views and refreshing bay breezes…a unique advantage of being just moments from the water. Designed for effortless indoor-outdoor living, the exterior features a resort-style saltwater pool and spa, summer kitchen, cabana bath, and generous entertaining areas surrounded by lush tropical landscaping. Additional highlights include , EV charger, and ample driveway parking. Combining exceptional design, comfort, and functionality, this residence embodies the very best of island living in one of Key Biscayne’s most distinguished locations. Just minutes from Miami, Key Biscayne is a hidden island paradise where pristine beaches, world-class outdoor recreation, and a relaxed yet sophisticated lifestyle come together in a way that few places can match.

Bedrooms

7

Bathrooms

7 full · 2 half

Square Feet

4,565

Year Built

2020

Lot

0.21 acres (9,258 sqft)

Garage

1 space

HOA

No

Taxes (2025)

$89,673

Property Details for 425 Harbor Dr, Key Biscayne, FL 33149

MLS# A12034564 · Source: MIAMI + RWorld · Updated Sep 17, 2026

Interior

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Full Baths: 7
  • Half Baths: 2

Heating & Cooling

  • Heating: Central, Electric
  • Cooling: Central Air

Appliances & Laundry

  • Appliances Included: Built-In Oven, Dryer, Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Wine Cooler, Washer
  • Laundry: In Garage

Interior Features

  • Interior Features: Built-In Features, Bedroom on Main Level, Breakfast Area, Closet Cabinetry, Dining Area, Separate Formal Dining Room, Dual Sinks, First Floor Entry, High Ceilings, Kitchen Island, Kitchen Dining Combo, Shower Only, Walk-In Closet(s), Elevator
  • Flooring: Hardwood, Wood
  • Has Fireplace: No
  • Accessibility Features: Accessible Elevator Installed
  • Furnished: Unfurnished

Interior Area

  • Total Interior Livable Area: 4,565 sqft
  • Total Structure Area: 6,092 sqft
  • Virtual Tour: View Virtual Tour

Property

Parking

Has Garage
Yes
Garage Spaces
1
Covered Spaces
3
Parking Features
Attached Carport, Covered, Driveway, Electric Vehicle Charging Stations
Carport
Yes

Features

Direction Faces
West
Patio & Porch
Balcony, Deck, Open
Exterior Features
Balcony, Deck, Fence, Security High Impact Doors, Outdoor Grill, Outdoor Shower
Has Private Pool
Yes
Pool Features
Heated, In-Ground, Pool
Waterfront
No

Lot

Lot Size
0.21 acres (9,258 sqft)
Lot Features
Less than 1/4 Acre

Details

Parcel Number
24-42-32-005-0220
Zoning
0100
Legal Description
32 54 42 & 5-6 55 42 PB 50-83 Tropical Isle Homes Sub 3rd Addn Lot 16 Blk 13 Lot Size 9258.00 Sq Ft Coc 22279-1992 05 2004 1

Construction

Type & Style

Home Type
Single Family Residence
Property Type
Residential

Materials

Construction Materials
Block
Roof
Flat
Foundation
Raised
Window Features
Impact Glass
Storm Protection
Complete Impact Glass

Condition

Condition
Effective Year Built
New Construction
No
Year Built
2020

Utilities & Green Energy

Water Source
Public
Sewer
Public Sewer
Security Features
Smoke Detectors

Community & HOA

Community

Subdivision
Tropical Isle Homes Sub 3
Community Features
See Remarks
Restrictions
Other Restrictions
55+ Community
No

Housing in Village Of Key Biscayne

Median Value of All Homes (2023 Census)
$1,246,268
Median Rent
$3,394/mo
Owner-Occupied Homes
69%
Homes Built
Mostly 1970s
Housing Units
4,994
American Community Survey 2023 via LiveBy

HOA

Membership Required
No

Location

Neighborhood
Village Of Key Biscayne

Financial & Listing Details

Price per Sq Ft
$1,632/sq ft
Annual Tax Amount
$89,673
Tax Year
2025
Date on Market
Jun 12, 2026
Cumulative Days on Market
504 days
Listing Terms
Cash, Conventional
Special Conditions
Listed As Is
Possession
Closing and Funding, Close of Escrow
Occupant Type
Call Agent
MLS Number
A12034564
Listed By
Mark Chatburn — One Sotheby's International Realty, Brigitte Nachtigall — One Sotheby's International Realty

Tropical Isle Homes Sub 3

Tropical Isle Homes Sub 3 is a neighborhood in Key Biscayne. Census median home value is $1,246,268.

Location of 425 Harbor Dr, Key Biscayne, FL 33149

Street Address
425 Harbor Dr
City
Key Biscayne
ZIP Code
33149
Neighborhood
Tropical Isle Homes Sub 3
County
Miami-Dade County
In Tropical Isle Homes Sub 3
Map of 425 Harbor Dr, Key Biscayne, FL, 33149

Estimated monthly

30-yr fixed

$49,335

/mo

$7,450,000 · 20% down · 7.16%

Principal & interest

$40,311

Property taxes

$7,473

Home insurance

$1,552

Home price

$7,450,000

Down payment

$1,490,000 · 20%

Interest rate

7.16%

Estimates only. Actual costs vary by lender, credit score, and market conditions.

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Frequently Asked Questions About 425 Harbor Dr

How much is 425 Harbor Dr, Key Biscayne, FL 33149 listed for?

425 Harbor Dr, Key Biscayne, FL 33149 is currently listed at $7,450,000. That works out to approximately $1,632 per square foot.


This property features 7 bedrooms, 7 full and 2 half bathrooms, 4,565 sq ft of living space.


The most recent tax bill for 425 Harbor Dr, Key Biscayne, FL 33149 is $89,673/yr (~$7,473/mo). Florida primary residents may qualify for a homestead exemption that reduces this amount.


Based on current MLS data, no HOA fee is listed for this property. We recommend confirming with the seller's disclosure or your agent, as some communities charge fees not reflected in MLS.


425 Harbor Dr, Key Biscayne, FL 33149 is located in Key Biscayne, FL 33149. School assignments are set by the county school board and can change. Verify with the county school district before enrolling.


At $7,450,000, this home is listed 498% above the Tropical Isle Homes Sub 3 census median home value of $1,246,268. Actual sale price is set by negotiation.

Information is provided for general guidance only and is subject to change. Always verify with your agent or licensed professional.

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Listing Information & Disclaimer

Listed By: One Sotheby's International Realty · 305.393.6032

MLS #: A12034564MLS Source: MIAMI + RWorldData Last Updated: Sep 17, 2026Listing Last Updated: Sep 17, 2026

MIAMI + RWorld

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc.

Listing information is provided in part by the MIAMI + RWorld Internet Data Exchange program. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Data last updated Nov 13, 2026 5:57 PM. Equal Housing Opportunity.

To report inaccurate listing data, email andy@mandelteam.com or call (954) 610-0563. Inaccurate information is corrected within two business days, and within 48 hours for registered users.

425 Harbor Dr, Key Biscayne, FL 33149$7,450,000